FAQ & Helpful Information
HOW MUCH DOES IT COST?
Our lending service is at no cost to you.
ARE THERE FLEXIBLE APPOINTMENT TIMES?
We understand you might be busy and we can be flexible around this. We are happy to come to you and after 5pm appointments are available to help make the process easier.
WHAT DOES A MORTGAGE BROKER DO?
There are literally hundreds of different loan products available right now. While this makes it harder for you to choose the right loan, it does mean that there’s an ideal lending solution for you out there. It’s just a matter of finding it. And that’s where a mortgage broker comes in. We shop around for a loan that’s right for you and your circumstances. You could be a first home-buyer, looking to re-finance, building your investments or looking for a competitive commercial finance product.
We have access to over 800 different loan products and we stay up to date with the constant changes and new products. This not only means we can go in to bat for you and match you with the right solution, but we can also negotiate great rates on your behalf.
WHEN IS THE BEST TIME TO USE A BROKER?
Whatever part of the loan process you’re at, and whatever type of loan you’re looking for, we can help. It doesn’t matter if you’ve just started thinking about buying, have already found the perfect house and want to quickly sort out your finance, are looking to unlock the equity in your current property or are wanting to find out if there’s a better borrowing option than the one you currently have – any time is a good time to explore your options.
WHAT SHOULD I EXPECT WHEN SEEING A BROKER?
The first thing we do is meet you and understand what you want. We are, after all, your personal finance professional, so the better we get to know you, your financial circumstances and long term goals, the better we can match the right product with you. It’s not just about finding the lowest interest rate - there are other things to consider. For example, if you’re thinking about starting a family, flexibility is an important feature. Or if you want to renovate, easy access to equity can help. With so many products, you have so many choices.
Once we agree on the right loan, we take care of the application and get everything in place for the approval process, then see it through to settlement.